Structured Investments
A security linked to the market, structured to pursue a defined outcome with a known level of downside protection.
A structured note is a type of investment that combines a traditional security with one or more derivatives whose return is linked to an underlying asset such as a stock market index, a basket of equities, or commodities like gold and oil. Many are issued with a built-in level of downside protection.
They are designed to let an investor stay exposed to market movement while introducing defined guardrails around risk. Depending on the specific note, this can mean a floor on losses, a cap on gains, or a combination of both.
Returns, protection features, and outcomes are defined by each note's specific terms. Two notes referencing the same index can behave very differently. Read the offering documents before investing.
Structured Investment Video Library
Watch the short explainers below to understand structured investments, market-linked CDs, and defined-outcome investing.
Market-linked products are complex investments and may not be suitable for all investors.
Who Actually Issues These?
structured investments are contracts issued by large, globally regulated financial institutions — many of which have operated for well over a century.
Issuers shown are representative of institutions active in the market-linked investment space and are named for illustration only. Inclusion is not an endorsement, recommendation, or offer of any specific security. Availability varies by offering, and every note carries the credit risk of its issuer.
See If These Investments Fit Your Plan.
A short, confidential conversation is the best way to explore whether these instruments belong in your portfolio.
Structured investments and market-linked investments are complex products and are not suitable for every investor. Before investing, read the relevant offering documents in full to understand the specific terms, risks, costs, and payout structure.